The Miani Group

July 05, 2008 @ 05:12 AM

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Phillip N. Miani, CLU, ChFC, CFP

Key West, FL
Phone: (305) 296-1979
FAX: (305) 296-3013

Email:

pmiani@ft.newyorklife.com

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.

Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.

Phillip N. Miani is licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of California, Colorado, Kentucky, Nevada, New York and Wyoming. No insurance business may be conducted outside the states referenced.

Phillip N. Miani is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of California, Colorado, Florida, Hawaii, Illinois, Indiana, Michigan, New Jersey, New York and Oregon. No offers may be made or accepted from any resident outside the specific states referenced.

The Miani Group is not owned or operated by NYLIFE Securities LLC or its affiliates.

Phillip N. Miani is also separately registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of California, Colorado, Florida, Hawaii, Indiana, New York and Wyoming. As such, these services are strictly intended for individuals residing in California, Colorado, Florida, Hawaii, Indiana, New York and Wyoming.

Afraid of Outliving Your Income?
A split-annuity strategy is one way to help ensure a steady retirement income stream.

The High Cost of Low Coverage
The cost of not carrying adequate life insurance could be far more expensive to surviving family members than the cost of the additional premiums.

Money and the Battle of the Sexes
When both spouses are informed about the household finances, it can reduce the potential for mistakes, misunderstandings, and lost opportunities.

Retirement, Boomer Style
As the baby boomers leave the workforce for retirement, the nation is facing a shortage of workers to take their places. This demographic shift is expected to affect not only Social Security and Medicare, but the U.S. economy, as well.

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