The Miani Group

<body bgcolor="#ffffff"> <table border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"><tr><td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/M/TB6_Account_Access_Header.gif" width="225" height="32" border="0" alt="Account Access"></td></tr> <tr> <td width="14" background="/graphics/M/TB6_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <form name="access_links"> <select name="target_link" onChange="javascript:new_window(document.access_links.target_link.options[document.access_links.target_link.selectedIndex].value,'800','600'); self.document.access_links.target_link.selectedIndex=0"> <option value="null.htm">Choose a site... <option value="https://www.vsc3.newyorklife.com/VSCWebApp/login">Account Summary <option value="https://www.vsc3.newyorklife.com/VSCWebApp/login">Life Insurance and Annuities <option value="https://www11.fiibg.com/my/NYLIFEsecurities">NYLIFE Securities <option value="http://www.nylim.com/mainstayfunds">MainStay Mutual Funds <option value="http://www.nylim.com/retirement">NYLIM Retirement Services <option value="http://www.upromise.com/newyorklife">Upromise </select> </form> </td> </tr><tr><td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/M/TB6_Personal_Folders_Header.gif" width="225" height="32" border="0" alt="Personal Folders"></td></tr> <tr> <td width="14" background="/graphics/M/TB6_r2_c6.gif"> </td> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="2"><a href="http://www.newyorklife.com/cda/0,3254,11266,00.html" onclick="javascript:infobox('http://www.newyorklife.com/cda/0,3254,11266,00.html','800','600'); return false;" target="_blank"><font color="#000000">Log in or create</font></a> a Personal Folder</font> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/M/TB6_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/M/TB6_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/M/TB6_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="http://www.newyorklife.com/cda/0,,15011,00.html" target="mondo" onclick="javascript:infobox('contentdisclaimer.html','380','300')"> <img src="/graphics/M/TB6_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/M/TB6_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=E&source=eseminar_hdr.cfm" target="_top"> <img src="/graphics/M/TB6_Eseminar_home.gif" width="211" height="56" border="0" alt="E-Seminars"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Animated presentations to help you learn and decide.</font></td> </tr><tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/M/TB6_r13_c7.gif" width="211" height="14" border="0"></td> </tr></table> </td> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"><tr><td align="center" width="1%" valign="middle"> <img src="/files/16586/slug.jpg" alt="The Miani Group" height="130" width="102" border="0"> </td><td><img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" BORDER="0"></td><td align="left" valign="middle" width="99%"><font SIZE="2" FACE="Arial, Helvetica, sans-serif"><b>Phillip N. Miani, CLU, ChFC, CFP</b><br><br>Key West, FL<br>Phone: (305) 296-1979<br>FAX: (305) 296-3013<br><table border="0" cellpadding="0" cellspacing="0"><tr><td valign="top"><font SIZE="2" FACE="Arial, Helvetica, sans-serif">Email: </font></td><td valign="top"> <font SIZE="2" FACE="Arial, Helvetica, sans-serif"><a href="mailto:pmiani@ft.newyorklife.com">pmiani@ft.newyorklife.com</a><br></font></td></tr></table> </font></td> </td></tr> <tr> <td colspan="3" valign="top" width="384"><font face="Arial, Helvetica, sans-serif" size="1"> <span style="font-size=10pt;">As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start. <br> <br> Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives. <br> <br> Please use our Web site as a resource, and do not hesitate to <a href="/contact_form.cfm"> <b>contact us </b> </a> for additional information or to schedule a meeting. Thank you for your interest. <br> <br> <small> Phillip N. Miani is licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of California, Colorado, Kentucky, Nevada, New York and Wyoming. No insurance business may be conducted outside the states referenced.<br> <br> Phillip N. Miani is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member <a href="http://www.finra.org" target="_blank" onclick=javascript:open_window('NYLdisclaimer.html') target=_blank>FINRA</a>/<a href="http://www.sipc.org" target="_blank" onclick=javascript:open_window('NYLdisclaimer.html') target=_blank>SIPC</a>, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of California, Colorado, Florida, Hawaii, Illinois, Indiana, Michigan, New Jersey, New York and Oregon. No offers may be made or accepted from any resident outside the specific states referenced. <br><br> The Miani Group is not owned or operated by NYLIFE Securities LLC or its affiliates. <br><br> Phillip N. Miani is also separately registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of California, Colorado, Florida, Hawaii, Indiana, New York and Wyoming. As such, these services are strictly intended for individuals residing in California, Colorado, Florida, Hawaii, Indiana, New York and Wyoming. <br><br> </small> </span> </font></td> </tr> </table><br> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192"> </td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/M/TB6_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td colspan="2" width="192"> </td><td width="14" valign="top" background="/graphics/M/TB6_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1085" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">A Tale of Two Investments</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Investing fads come and go, but a diversified strategy involving growth stocks, value stocks, or a combination of the two can be a great addition to your investment portfolio.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1096" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">The Health-Care Squeeze</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The coming health-care squeeze will likely affect most Americans regardless of age, net worth, or health.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1228" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Social Security Quiz</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Test your knowledge about Social Security with this short quiz.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1268" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Hand-Me-Down Dollars</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Inheriting an IRA can be a great source of additional income, but the penalties for mismanaging one are severe.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> </tr> <tr><td colspan="3"><br> <div style="font-family: Arial, Helvetica, sans-serif; font-size: smaller; text-align: center;"> <br> Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>). <br> <a href="http://www.themianigroup.com/files/NYLDBAdisclaimer.htm" TARGET="_blank"> Copyright 2008. All Rights Reserved. </a> <br> <a href="http://www.themianigroup.com/files/NYLDBAPrivacyPolicy.htm" TARGET="_blank">Privacy Policy</a> </div> </td></tr></table></div></body></html>